Question 1

What is stamp duty on property in India?

Accepted Answer

Stamp duty is a tax levied by state governments on property transactions. It is calculated as a percentage of the property value (or circle rate, whichever is higher) and must be paid at the time of registration. Rates vary from 4% to 8% depending on the state.

Question 2

Who pays stamp duty — buyer or seller?

Accepted Answer

In India, the buyer is responsible for paying stamp duty and registration charges. These are over and above the agreed sale price and should be factored into your total property budget.

Question 3

Can I claim tax deduction on stamp duty?

Accepted Answer

Yes, stamp duty and registration charges are eligible for tax deduction under Section 80C of the Income Tax Act, up to a maximum of ₹1.5 lakh per financial year. This deduction is available only in the year of property purchase.

Question 4

What is the difference between stamp duty and registration fee?

Accepted Answer

Stamp duty is a tax on the property transaction (typically 4-8% of value), while the registration fee is a charge for officially recording the transaction with the government (typically 1% of value). Both must be paid at the time of property registration.

Question 5

Do women get a discount on stamp duty?

Accepted Answer

Several Indian states offer stamp duty concessions for women buyers. For example, Delhi offers 2% lower rates (4% vs 6%), Haryana offers 2% lower (5% vs 7%), and Maharashtra offers 1% lower. Check the state-specific calculator for exact rates.

Stamp Duty & Registration Charges Calculator — All Indian States (2026)

How It Works

Stamp Duty by State

Frequently Asked Questions

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